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CVV numbers

Subject: CVV numbers
From: acv at miniguru.ca (Alexandre Carmel-Veilleux)
Date: Sat, 9 Jun 2012 14:18:15 -0400
In-reply-to: <[email protected]>
References: <[email protected]> <[email protected]> <[email protected]>

On 2012-06-09, at 10:56, Owen DeLong <owen at delong.com> wrote:
> 
> How does having the CVV number prove the card is in my possession?

It doesn't, it merely proves you must have handled the card physically at some point since storing that value in a database is forbidden.

Verified by Visa and the MasterCard equivalent actually "prove" that you are the rightful card holder. Unlike CVV numbers, they actually exempt the merchant from chargebacks (or did circa 2003).

Alex

Follow-Ups:
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  - From: web at typo.org (Wayne E Bouchard)
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  - From: mysidia at gmail.com (Jimmy Hess)

References:
- CVV numbers
  - From: hmurray at megapathdsl.net (Hal Murray)
- CVV numbers
  - From: shrdlu at deaddrop.org (Lynda)
- CVV numbers
  - From: owen at delong.com (Owen DeLong)

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